Warehouse & Distribution Insurance
A Modern Solution For Modern Business
The need for modern warehousing and distribution solutions is on the rise. Many businesses are expanding beyond typical delivery services as business & logistics efficiencies have become more critical to success.
With this expansion, the risks involved in warehousing and distributing goods have become more vulnerable. As a business owner, you are liable for damages to goods if you are failed to exercise reasonable caution.
With our comprehensive understanding of the needs exclusive to your industry, we will guide you in reducing your operational costs while creating an insurance solution designed to keep your business insured and profitable
Standard Coverage
Commercial General Liability - Protects your business from third-party property damage and bodily injury claims.
Commercial Property Insurance - Protect your property by ensuring that you are completely covered should a fire or other disaster threaten your business and vital equipment
Inland Marine/Scheduled Equipment - Do you have any mobile or movable equipment, like forklifts or other machinery? Ensure that all of your equipment is protected with the coverage it needs.
EPLI - Protects your business against wrongful termination, discrimination or sexual harassment suits from your current, prospective or former employees. This coverage applies to directors, officers and employees, and can sometimes extend to third party liabilities.
Excess/Umbrella - Provides additional coverage after an underlying liability policy has reached its limit. It covers any claims that would have been covered in the underlying policy.
Additional Coverage
Equipment Breakdown - Pays for direct damage to your machinery and equipment resulting from mechanical breakdown. Also covers loss of business income resulting from equipment damage.
Spoilage Coverage - Pays for of perishable goods (normally food) due to mechanical breakdown or failure of refrigerating equipment, contamination by refrigerant or power outages beyond your control.
Pollutant Clean Up & Removal - Provides limited coverage of costs to extract pollutants from land or water at the business premises that are due to a covered loss.
Transit Coverage - Protects your property and belongings that are being transported, either by motor, air or rail
Hired Non/Owned Auto Liability - Covers liability expenses for accidents involving vehicles that your business uses for work purposes but doesn’t own. This includes vehicles that your business rents, as well as your employees’ personal vehicles that are used for work errands.
Related Industries
Retail
Restaurant & Food Service
Transportation